← Back to Home

Terms of Use

Last updated March 24, 2026

Effective Date: March 24, 2026  ·  Last Updated: March 24, 2026
Please read these Terms of Use carefully before using InsuranceQuoteHub. By accessing or using our website at insquotehub.com, you agree to be bound by these Terms. If you do not agree, please do not use our Services.

1. Who We Are

InsuranceQuoteHub ("Company," "we," "us," or "our") operates the website located at insquotehub.com (the "Site"). We are a lead generation company headquartered in Statham, Georgia, United States. Our mailing address is:

InsuranceQuoteHub
52 Charlotte Circle
Statham, GA 30666
United States
Email: joe@connermarketing.com

2. Acceptance of Terms

By visiting, browsing, or using the Site in any way — including submitting a quote request form — you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy, which is incorporated herein by reference.

If you are using the Site on behalf of an organization, you represent and warrant that you are authorized to bind that organization to these Terms.

3. Description of Services

InsuranceQuoteHub provides an online platform that allows consumers to submit information about themselves and their vehicles for the purpose of receiving automobile insurance quotes and being connected with licensed insurance agents and carriers (the "Services").

Our Services include:

The Services are provided free of charge to consumers. We are compensated by insurance agents, brokers, and carriers when a consumer is matched with or purchases a policy through our network.

4. We Are Not an Insurance Company

Important: InsuranceQuoteHub is not an insurance company, insurance broker, or insurance agent. We do not sell, underwrite, bind, or issue insurance policies. We do not provide insurance advice, recommendations, or coverage determinations of any kind.

All insurance products, quotes, coverage determinations, and policy decisions are made solely by licensed insurance companies and their licensed agents, not by InsuranceQuoteHub. Any quotes you receive are generated by third-party carriers and agents, not by us.

Nothing on this Site constitutes professional insurance advice. You should consult with a licensed insurance professional regarding your specific insurance needs.

5. Eligibility

To use the Services, you must:

By using the Site, you represent and warrant that you meet all of the above eligibility requirements. If you do not meet these requirements, you must not use our Services.

6. Your Information and Consent to Contact

When you submit a quote request, you provide us with personal information including but not limited to your name, date of birth, address, phone number, email address, vehicle information, and driving history. You represent and warrant that all information you provide is true, accurate, current, and complete.

By submitting a quote request form and checking the consent checkbox, you expressly consent to:

You understand that this consent is not a condition of purchasing any goods or services, and that message and data rates may apply to text messages. You may opt out of communications at any time by replying STOP to any text message or clicking the unsubscribe link in any email.

7. Accuracy of Information

You are solely responsible for the accuracy and completeness of all information you provide through the Site. Providing false, misleading, or inaccurate information may result in:

InsuranceQuoteHub disclaims all liability arising from inaccurate or incomplete information submitted by users.

8. TCPA Consent and Communications

By submitting a quote request form, you provide your express written consent under the Telephone Consumer Protection Act (TCPA) and applicable state laws for InsuranceQuoteHub and the licensed insurance agents, brokers, and carriers in our network to contact you using automated telephone dialing systems, prerecorded or artificial voice messages, text messages (SMS/MMS), and email at the phone number and email address you provided.

This consent applies even if you are registered on any state or federal Do Not Call list. You are not required to provide this consent as a condition of purchasing any property, goods, or services. Standard message and data rates may apply.

To opt out: Reply STOP to any text message, click Unsubscribe in any email, or contact us at joe@connermarketing.com.

9. No Guarantee of Quotes or Coverage

InsuranceQuoteHub does not guarantee that:

Quote availability, pricing, and coverage eligibility are determined entirely by the third-party insurance carriers and agents, not by InsuranceQuoteHub.

10. Third-Party Carriers and Agents

Our network includes independent third-party licensed insurance agents, brokers, and carriers ("Third-Party Providers"). These Third-Party Providers are independent from InsuranceQuoteHub and we do not control, endorse, or assume responsibility for their products, services, conduct, websites, or policies.

Any transaction, agreement, or relationship you enter into with a Third-Party Provider is solely between you and that provider. InsuranceQuoteHub is not a party to any such agreement and bears no liability for the actions, omissions, products, or services of any Third-Party Provider.

You agree to review the terms, conditions, and privacy policies of any Third-Party Provider before entering into any agreement with them.

11. Intellectual Property

The Site and all of its content, features, and functionality — including but not limited to text, graphics, logos, page layouts, software, and code — are owned by InsuranceQuoteHub or its licensors and are protected by United States and international copyright, trademark, and other intellectual property laws.

You may access and use the Site for your own personal, non-commercial purposes. You may not:

12. Prohibited Uses

You agree that you will not use the Site or Services to:

We reserve the right to terminate your access to the Site immediately, without notice, for any violation of these prohibited uses.

13. Disclaimer of Warranties

THE SITE AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, INSURANCEQUOTEHUB EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

No advice or information, whether oral or written, obtained from InsuranceQuoteHub or through the Site shall create any warranty not expressly stated in these Terms.

14. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL INSURANCEQUOTEHUB, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, LICENSORS, OR SERVICE PROVIDERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES — INCLUDING LOSS OF PROFITS, REVENUE, DATA, BUSINESS, OR GOODWILL — ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SITE OR SERVICES, WHETHER BASED ON WARRANTY, CONTRACT, TORT, STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, EVEN IF INSURANCEQUOTEHUB HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN ALL CASES, OUR TOTAL AGGREGATE LIABILITY SHALL NOT EXCEED ONE HUNDRED DOLLARS ($100.00).

15. Indemnification

You agree to defend, indemnify, and hold harmless InsuranceQuoteHub and its officers, directors, employees, agents, licensors, and service providers from and against any and all claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:

16. Privacy Policy

Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Our Privacy Policy describes how we collect, use, and share information about you when you use our Services, including how we share your information with licensed insurance agents, brokers, and carriers for the purpose of generating quotes. By using the Site, you consent to all actions we take with respect to your information in compliance with our Privacy Policy.

17. Changes to These Terms

We reserve the right to modify these Terms of Use at any time, at our sole discretion. When we make changes, we will update the "Last Updated" date at the top of this page. Your continued use of the Site after any such changes constitutes your acceptance of the new Terms. If you do not agree to any revised Terms, you must stop using the Site immediately.

18. Governing Law and Dispute Resolution

These Terms of Use shall be governed by and construed in accordance with the laws of the State of Georgia, without giving effect to any choice or conflict of law provision or rule.

Any legal action or proceeding arising under these Terms shall be brought exclusively in the federal or state courts located in Barrow County, Georgia, and you hereby consent to the personal jurisdiction and venue of such courts.

You and InsuranceQuoteHub agree that any dispute resolution proceedings will be conducted on an individual basis only and not as a class action or representative proceeding.

19. Contact Us

If you have any questions, concerns, or feedback about these Terms of Use, please contact us:

InsuranceQuoteHub
52 Charlotte Circle
Statham, GA 30666
United States
Email: joe@connermarketing.com
Website: insquotehub.com

These Terms of Use were last reviewed and updated on March 24, 2026. InsuranceQuoteHub reserves all rights not expressly granted herein.