Yes, completely free. We are compensated by the insurance carriers when you purchase a policy — you never pay us anything. There is also no obligation to buy; you're free to compare quotes and walk away at any time.

No. Insurance quote requests use a "soft pull" on your credit, which does not affect your credit score in any way. This is different from a loan application, which uses a "hard pull." You can request as many quotes as you like without any impact to your credit.

Most customers receive their initial quotes within minutes of submitting the form. A licensed agent may also follow up by phone or email within 24 hours to walk you through your options and answer any questions.

You'll need basic personal info (name, date of birth, address), your vehicle details (year, make, model), your driver's license information, and your current insurance status. The whole process takes about 2 minutes. You do not need your VIN or policy number to get started.

Absolutely. We work with carriers who specialize in non-standard or high-risk auto insurance. Whether you have accidents, violations, a DUI, or a lapse in coverage, we can still find you options. Rates may be higher, but we'll find the most competitive rate available for your situation.

Yes. We use bank-level encryption to protect all data you submit. Your information is shared only with licensed insurance carriers for the purpose of generating your quote. We do not sell your data to unrelated third parties, and you can request deletion of your information at any time.

We can help with standard passenger vehicles (cars, trucks, SUVs, minivans), classic and antique vehicles, motorcycles (through partner carriers), and commercial vehicles used for business. If you have a specialty vehicle, let us know in the notes field and we'll do our best to match you.

Liability coverage pays for damage you cause to other people and their property — it does not cover your own car. Full coverage adds Collision (covers your car in an accident) and Comprehensive (covers theft, weather, animals, etc.) on top of liability. If your car is financed or leased, your lender likely requires full coverage.

Yes. You can switch insurance carriers at any time — you are not locked in. Most insurers will pro-rate a refund for unused premium on your current policy. We recommend having your new policy active before canceling the old one to avoid any gap in coverage.